According to NEFU’s Study Contract, an international student has to obtain a medical insurance at his/her own expenses within seven calendar days after arrival at the University. Afterwards he/she have to do the same annually. According to medical insurance policy a foreign citizen has to present: a copy of foreign passport and a copy of migration card. A medical insurance has to cover the whole period of residence in territory of Russian Federation. A medical insurance costs around 4200 rubles, some variation is to be expected depending on insurance period and insurance coverage. One needs to contact the International Relations Office to obtain a health insurance policy. In case of a medical problem you need to contact insurance company and they will make an appointment with a medical institution, which has an agreement with the insurance company. Also you can contact private clinics of Yakutsk on a fee-paying basis.